Items Needed for Pre-Approval
Complete these three steps for a prompt pre-approval:
**IMPORTANT INFORMATION ABOUT APPLICATION PROCEDURES To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
For a prompt response to your application, please send all documents at the same time. Once your credit report is pulled and your employment is verified, your pre-approval has a 48 hour turn around time.
As first time home buyer, you are required to attend a state approved 8 hour home buyer education class. This class can be taken either in-person or online. Use the we blink to register for the class that meets your schedule. There are different costs for each class ranging from $35-$75 per household. Only 1 borrower is required to attend.
(Upon completion, print the Certificate of Approval and send to Mortgage Banker)
Checklist – Personal Mortgage Loan
After applying for your loan and reviewing the applicable disclosures, please supply the following information if you would like to proceed with your mortgage loan application: